A Million Pensioners in Poverty

A Million Pensioners in Poverty

  A Million Pensioners in Poverty The BBC has reported on a new Age UK Report called How Can We End Pensioner Poverty.  Age UK says about 1.6m pensioners in the UK are still living in poverty. Age UK acknowledges there are a number of reasons why so many...
Buy to Let Booms Again

Buy to Let Booms Again

Buy to let mortgage lending changed substantially following the last financial crisis. Many lenders left the market, and some disappeared altogether.  Buy to let landlords found mortgage lenders wanted larger deposits – a minimum of 25% and fixed rate mortgages were...
Do You Know When You Will Retire?

Do You Know When You Will Retire?

Do you know when you will really retire?  If the answer is no, then you’re not alone as the UK sees pension planning becoming more unpredictable, even haphazard. In the annual survey commissioned by Baring Asset management, about a third of people working past the age...

Do I Have to Pay VAT if I’m Self Employed?

Being self-employed doesn’t automatically give rise to a VAT liability. There are various criteria to meet, upon which you should register for VAT. VAT is a sales tax charged by traders or those who provide a service to customers. Typically the rate is 20% although...