Income
Protection
Insurance
for
IT Consultants

Established in 1927, dg mutual is an

expert
mutual insurer

Established in 1927, dg mutual is an expert mutual insurer

Quick Quote

dg mutual offers a transparent and simple approach. If you would like us to contact you to provide an income protection insurance quotation, please fill in the form here. On receipt of these details, a member of staff will be in touch during working hours (Mon-Fri).

We are not a comparison site. We specialise in income protection insurance for the self-employed and employed. When you fill in this form your details will not be passed to a third party, our Society is committed to you.

Protecting Your Income
as an IT Consultant

As an IT Consultant, your expertise is in high demand, ensuring businesses stay connected and operational. Have you considered how you would manage financially if illness or injury prevented you from working? dg mutual provides specialist IT contractor income protection insurance, offering peace of mind and financial stability when you need it most.

Protecting Your Income as an IT Consultant

As an IT Consultant, your expertise is in high demand, ensuring businesses stay connected and operational. Have you considered how you would manage financially if illness or injury prevented you from working? dg mutual provides specialised income protection insurance designed to support IT Consultants, offering peace of mind and financial stability when you need it most.

Protecting Your Income as an
IT Consultant

As an IT Consultant, your expertise is in high demand, ensuring businesses stay connected and operational. Have you considered how you would manage financially if illness or injury prevented you from working?
dg mutual
provides specialised income protection insurance designed to support IT Consultants, offering peace of mind and financial stability when you need it most.

Why choose dg mutual for your Income Protection?

Why choose
dg mutual
for your Income Protection?

Financial Security

Maintain your standard of living when you are unable to work due to illness or injury.

Peace of Mind

Focus on your recovery without worrying about lost income.

Specialised Cover

Designed with the unique needs of IT Contractors in mind.

Trusted Provider

dg mutual has been providing income protection to professionals for over 95 years.

Unlike traditional employees, IT Consultants often work on a freelance or contract basis, meaning they do not benefit from sick pay or other employment benefits.

If you are unable to work due to being ill or injured, your income could be significantly impacted. IT Contractor Income protection cover from dg mutual ensures you receive a regular monthly income, allowing you to focus on your recovery without financial worries.

WE HAVE YOU
COVERED

Example Scenarios

Scenario 1

‘Alex’ is a 25-year-old IT Consultant employed by a leading software development firm. While he enjoys the benefits of stable employment, he is aware that his company’s sick pay only covers a limited period. Concerned about how he would manage financially if he was unable to work due to illness or injury, ‘Alex’ explored income protection options with  dg mutual.

After researching the available plans, ‘Alex’ opted for a policy that ensures he receives £300 per week (£1,300 per month) for just £38.10 per month. His policy activates after a 13-week waiting period, aligning with his employer’s existing sick pay provision. With this cover in place, he has peace of mind knowing that his financial commitments will be met if he is ever unable to work due to injury or illness.

Scenario 2

‘Janie’ is a 35-year-old IT Consultant who runs her own cybersecurity business, advising companies on how to protect their digital assets. As a self-employed professional, she does not have access to employer-provided sick pay, making income protection a crucial part of her financial planning.

Understanding the risks associated with losing her income, ‘Janie’ turned to dg mutual for a policy tailored to her needs. She secured a plan that provides £400 per week (£1,730 per month) for just £36.80 per month. Since she does not have employer sick pay to rely on, her policy begins paying out after a four-week waiting period. This policy ensures that if she was ever unable to work due to illness or injury, she would still have financial stability while focusing on her recovery.

The above are merely examples, dg mutual offers a multitude of bespoke policy combinations to suit individual financial situations, covering up to 66% of your taxable income. Please contact us for a personal illustration.

Testimonials from members of dg mutual

Testimonials from members of

dg mutual

Simon Hargreaves – Dentist (Retired Member)

During the period I was unable to work, I was able to receive support and advice from yourselves at D&G which clarified my situation and allowed for a simple claim process and speedy payment of sickness benefit from you. I could not fault your support and would highly recommend D&G to all who are able to use your services. Thank you again for the cover you gave over the many years I was a member of the D&G.

Osteopath

I have always found DG Mutual to be extremely helpful, efficient and prompt. A welcome breath of fresh air among the otherwise disappointing customer care experienced with most companies nowadays.

A Rutter – Dental Hygienist

Always good service, quick response and prompt payment

Architect

I thought the experience was brilliant. I was an extremely stressful time for me and my family, I’ve never experienced anything like it in my life and so to not have to worry about income was really important. 

Dr Rogerson – Dentist

Every time I’ve had to use your service I’ve been impressed with your punctuality and how efficient it has been. I have always appreciated the help, for when you’re ill the last thing you need is for it to be too complicated.

Sarah Sullivan – Dental Hygienist

I have always been extremely happy with how my sickness claims have been dealt with. The form was easy to complete and contact with yourself has been straightforward and requests replied to quickly.

Helen Pickard - Dental Hygienist

I find the process easy to follow and I’m happy with the service you have provided for me. Also responded with: It’s been a real peace of mind having you by my side during my professional life, being self-employed can be a frightening thing.

Vicki Lane - Dental Hygienist

I have been with dg mutual for approximately 27 years. Over the years I have made a few claims which have really helped with the temporary loss of income. I couldn’t work last year and the claim was dealt with swiftly and efficiently. It’s quick and easy to speak to a human being and emails are responded to promptly. I highly recommend dg mutual to my colleagues.

Start protecting your income now

dg mutual – experts in income protection

Alternatively, please call 0121 452 1066

Our members are
self-employed, employed
or contractors

No. 4, Park Farm Barns, Chester Road, Stonebridge, Warwickshire, CV7 7TL