Acceptance
Please read the following terms and conditions carefully. By using this website you are deemed to have agreed to be legally bound by them. If you do not agree to accept the terms and conditions please do not use the website.
United Kingdom Only
The pages on this website are only directed at United Kingdom residents and comply with the appropriate UK legislation and regulation.
Who regulates us?
The Dentists’ and General Mutual Benefit Society Limited is authorised and regulated by the Financial Services Authority. Our FSA Register number is 139535.
We are registered to carry out regulated activities in respect of long term insurance.
You can check this on the FSA Register by visiting the FSA website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.
Advice
If you have any doubt about the suitability of a product you should contact a Financial Adviser. The Dentists’ and General Mutual Benefit Society Limited acts as insurer only and does not provide advice.
What to do in the event of a complaint?
If you wish to register a complaint, please write to:
Compliance Officer
The Dentists’ and General Mutual Benefit Society Limited,
St James Court,
20 Calthorpe Road,
Edgbaston,
Birmingham B15 1RP
If you are not satisfied with our response to your complaint you may refer the matter to: Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London E14 9SR
Or telephone 0845 0801800
Or visit their website www.financial-ombudsman.org.uk
The Financial Services Compensation Scheme
We are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the Scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.
For further details you can write to:
Financial Services Compensation Scheme
7th Floor
Lloyds Chambers
Portsoken Street
London
E1 8BN
Or telephone 020 7892 7300
Or visit their website www.fscs.org.uk
Copyright
Copyright in the whole and in every part of this website belongs to The Dentists’ and General Mutual Benefit Society Limited and unless otherwise indicated may not be used, sold, licensed, copied or reproduced in whole or in part or in any manner or in or on any media by any person without the prior written consent.
Accuracy of information
Every reasonable precaution to ensure the accuracy of the information provided has been taken by the Society.
Availability
We take all reasonable precautions to ensure that the website is available at all times. However the Society cannot accept responsibility in respect of any loss or damage arising out of the website being unavailable.
Further we cannot warrant that this website will be free from viruses, defects or changes by unauthorised third parties. Consequently we cannot be held responsible in respect of any loss or damage arising out of such circumstances.
Language and Law Applying
This website uses English and correspondence and communications will be conducted in this language. The law and courts of England and Wales will apply in the event of any legal dispute.
Other Websites and Information Security
This Privacy Policy only applies to The Dentists’ and General Mutual Benefit Society Limited website.
We have provided within our website links to other websites we consider may be of use to you. These will be subject to their own policies which may not be the same as ours. Please carefully read the privacy policies of these websites before submitting any personal data. We cannot accept responsibility for other websites as we have no control over them.
You should be aware that communications including emails over the internet are not secure unless they are encrypted.
The Dentists’ and General Mutual Benefit Society Limited cannot accept responsibility for any unauthorised access or loss of personal information which is beyond our control.
Exclusion of Liability
The Dentists’ and General Mutual Benefit Society Limited will not be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages, howsoever caused including such losses arising in contract, negligence and tort.
However, nothing in these terms and conditions shall exclude or limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 or any other requirement relating to this Act.
Variations
The information on this website is correct at the time of issue, however, we reserve the right to change the content without prior notification.
Contact details
The Dentists’ and General Mutual Benefit Society Limited,
St James Court,
20 Calthorpe Road,
Edgbaston,
Birmingham B15 1RP
Tel: 0121 452 1066
Fax: 0121 452 1077
mail@dengen.co.uk
Recent Comments