Terms & Conditions

The Society’s Rule Book is available upon request.

The information in this guide is based on dg mutual’s understanding of current legislation and Inland Revenue practice which may change in the future.

You may find it beneficial if this guide is read in conjunction with the relevant Key Features document. Your personal illustration is supplied in the prescribed format as laid down by the regulator. The amount of tax free cash sum on the illustration is an example and will depend on the Society’s investment performance, its administration costs and the level of claims made by the members.

dg mutual does not give advice. It is important, therefore, that you fully understand how this policy works and what the risks are before you buy.

Special Offers for Members of BSDHT: CODES: BSDHT 2025 and BSDHT 2026 

Special centenary offer – codes 2024 and 2025 will still be accepted.

Once you become a member of the Dentists’ & General Mutual Benefit Society Limited, we will apply a discount of 50% on your initial monthly premiums.  This discount will apply for the first 24 months that you are a member of the Society.  After this discount ends you will then start paying the full monthly premiums.

Trading Name: dg mutual is the trading style of the Dentists’ & General Mutual Benefit Society Limited.