Income
Protection
Insurance for
Osteopaths
Established in 1927, dg mutual is an
expert
mutual insurer
Established in 1927, dg mutual is an expert mutual insurer
Quick Quote
dg mutual offers a transparent and simple approach. If you would like us to contact you to provide an income protection insurance quotation, please fill in the form here. On receipt of these details, a member of staff will be in touch during working hours (Mon-Fri).
Protect Your Income as an
Osteopath
As an osteopath, your ability to work is your livelihood but what happens if an illness or injury prevents you from treating patients? With dg mutual’s Income Protection, you can safeguard your income, ensuring you are financially secure when you need it most. We offer tailored cover, designed to fit the unique needs of osteopaths, helping you maintain peace of mind.
Protect Your Income as an Osteopath
As an osteopath, your ability to work is your livelihood but what happens if an illness or injury prevents you from treating patients? With dg mutual’s Income Protection, you can safeguard your income, ensuring you are financially secure when you need it most. We offer tailored cover, designed to fit the unique needs of osteopaths, helping you maintain peace of mind.
Protect Your Income as an
Osteopath
As an osteopath, your ability to work is your livelihood but what happens if an illness or injury prevents you from treating patients? With dg mutual’s Income Protection, you can safeguard your income, ensuring you are financially secure when you need it most. We offer tailored cover, designed to fit the unique needs of osteopaths, helping you maintain peace of mind.
Key Benefits
Comprehensive Cover
Our policies can start paying out from the first day you are unable to work, so you do not need to rely on savings.
Personalised Support
You will receive dedicated, expert guidance from our team, ensuring you get the most out of your policy.
Competitive Rates
We offer affordable, flexible premiums, helping you maintain essential financial protection without straining your budget.
Peace of Mind
With dg mutual’s Income Protection Insurance, you can focus on providing the best care to your patients, knowing that your financial future is safeguarded.

dg mutual understands you may face challenges in your professional life as an osteopath. We are here to protect your income. This allows you to focus on your recovery with confidence that your financial stability is secure, should illness or injury prevent you from working.
WE HAVE YOU
COVERED
Example Scenarios
‘Daniel’ is a 25-year-old self-employed osteopath without any sick pay arrangements or savings. Recognising the vulnerability of his income should he become ill or have an accident, he turned to dg mutual. His primary concern was ensuring he could cover his expenses in the event of an unexpected health issue.
dg mutual’s flexible and affordable options aligned perfectly with his requirements. For a reasonable monthly premium of £38.10, he opted for a £300 per week (£1,300 per month) constant cover, ensuring immediate financial support if illness strikes. What appealed to ‘Daniel’ was the comprehensive cover that kicked in from day one, providing him with peace of mind and financial security during potential health challenges.


Scenario 2
‘Sophie’ is a 35-year-old employed osteopath entitled to three months of sick pay from her employer. While she appreciates the security that comes with this benefit, she was worried about what might happen if she faced an extended illness beyond that period. To ensure she protects her standard of living during such times, she contacted dg mutual.
‘Sophie’ chose a policy that provides £400 per week (£1,730 per month) of constant cover. The plan commences after 13 weeks, aligning well with her existing 12 weeks of employer sick pay. This ensures a continuous income stream should she face prolonged health issues.
She considers the monthly premium of £36.80 to be affordable and a worthwhile investment to enhance her financial safety net. dg mutual’s specialised solutions gave her the reassurance she needed, knowing she could navigate the challenges of health-related income loss with confidence.

The above are merely examples, dg mutual offers a multitude of bespoke policy combinations to suit individual financial situations, covering up to 66% of your taxable income. Please contact us for a personal illustration.
Testimonials from members of dg mutual
Testimonials from members of
dg mutual
Start protecting your income now
dg mutual – experts in income protection
Alternatively, please call 0121 452 1066