Income
Protection
Insurance for
Osteopaths

Established in 1927, dg mutual is an
expert
mutual insurer

Established in 1927, dg mutual is an expert mutual insurer

Quick Quote

dg mutual offers a transparent and simple approach. If you would like us to contact you to provide an income protection insurance quotation, please fill in the form here. On receipt of these details, a member of staff will be in touch during working hours (Mon-Fri).

We are not a comparison site. We specialise in income protection insurance for the self-employed and employed. When you fill in this form your details will not be passed to a third party, our Society is committed to you.

Protect Your Income as an

Osteopath

As an osteopath, your ability to work is your livelihood but what happens if an illness or injury prevents you from treating patients? With dg mutual’s Income Protection, you can safeguard your income, ensuring you are financially secure when you need it most. We offer tailored cover, designed to fit the unique needs of osteopaths, helping you maintain peace of mind.

Protect Your Income as an Osteopath

As an osteopath, your ability to work is your livelihood but what happens if an illness or injury prevents you from treating patients? With dg mutual’s Income Protection, you can safeguard your income, ensuring you are financially secure when you need it most. We offer tailored cover, designed to fit the unique needs of osteopaths, helping you maintain peace of mind.

Protect Your Income as an
Osteopath

As an osteopath, your ability to work is your livelihood but what happens if an illness or injury prevents you from treating patients? With dg mutual’s Income Protection, you can safeguard your income, ensuring you are financially secure when you need it most. We offer tailored cover, designed to fit the unique needs of osteopaths, helping you maintain peace of mind.

Key Benefits

Comprehensive Cover

Our policies can start paying out from the first day you are unable to work, so you do not need to rely on savings.

Personalised Support

You will receive dedicated, expert guidance from our team, ensuring you get the most out of your policy.

Competitive Rates

We offer affordable, flexible premiums, helping you maintain essential financial protection without straining your budget.

Peace of Mind

With dg mutual’s Income Protection Insurance, you can focus on providing the best care to your patients, knowing that your financial future is safeguarded.

dg mutual understands you may face challenges in your professional life as an osteopath. We are here to protect your income. This allows you to focus on your recovery with confidence that your financial stability is secure, should illness or injury prevent you from working.

WE HAVE YOU

COVERED

Example Scenarios

Scenario 1

‘Daniel’ is a 25-year-old self-employed osteopath without any sick pay arrangements or savings. Recognising the vulnerability of his income should he become ill or have an accident, he turned to dg mutual. His primary concern was ensuring he could cover his expenses in the event of an unexpected health issue.

dg mutual’s flexible and affordable options aligned perfectly with his requirements. For a reasonable monthly premium of £38.10, he opted for a £300 per week (£1,300 per month) constant cover, ensuring immediate financial support if illness strikes. What appealed to ‘Daniel’ was the comprehensive cover that kicked in from day one, providing him with peace of mind and financial security during potential health challenges.

Scenario 2

‘Sophie’ is a 35-year-old employed osteopath entitled to three months of sick pay from her employer. While she appreciates the security that comes with this benefit, she was worried about what might happen if she faced an extended illness beyond that period. To ensure she protects her standard of living during such times, she contacted dg mutual.

‘Sophie’ chose a policy that provides £400 per week (£1,730 per month) of constant cover. The plan commences after 13 weeks, aligning well with her existing 12 weeks of employer sick pay. This ensures a continuous income stream should she face prolonged health issues.

She considers the monthly premium of £36.80 to be affordable and a worthwhile investment to enhance her financial safety net. dg mutual’s specialised solutions gave her the reassurance she needed, knowing she could navigate the challenges of health-related income loss with confidence.

The above are merely examples, dg mutual offers a multitude of bespoke policy combinations to suit individual financial situations, covering up to 66% of your taxable income. Please contact us for a personal illustration.

Testimonials from members of dg mutual

Testimonials from members of

dg mutual

Simon Hargreaves – Dentist (Retired Member)

During the period I was unable to work, I was able to receive support and advice from yourselves at D&G which clarified my situation and allowed for a simple claim process and speedy payment of sickness benefit from you. I could not fault your support and would highly recommend D&G to all who are able to use your services. Thank you again for the cover you gave over the many years I was a member of the D&G.

Osteopath

I have always found DG Mutual to be extremely helpful, efficient and prompt. A welcome breath of fresh air among the otherwise disappointing customer care experienced with most companies nowadays.

A Rutter – Dental Hygienist

Always good service, quick response and prompt payment

Architect

I thought the experience was brilliant.
I was an extremely stressful time for me and my family, I’ve never experienced anything like it in my life and so to not have to worry about income was really important.

Dr Rogerson – Dentist

Every time I’ve had to use your service I’ve been impressed with your punctuality and how efficient it has been. I have always appreciated the help, for when you’re ill the last thing you need is for it to be too complicated.

Sarah Sullivan – Dental Hygienist

I have always been extremely happy with how my sickness claims have been dealt with. The form was easy to complete and contact with yourself has been straightforward and requests replied to quickly.

Helen Pickard - Dental Hygienist

I find the process easy to follow and I’m happy with the service you have provided for me. Also responded with: It’s been a real peace of mind having you by my side during my professional life, being self-employed can be a frightening thing.

Vicki Lane - Dental Hygienist

I have been with dg mutual for approximately 27 years. Over the years I have made a few claims which have really helped with the temporary loss of income. I couldn’t work last year and the claim was dealt with swiftly and efficiently. It’s quick and easy to speak to a human being and emails are responded to promptly.
I highly recommend dg mutual to my colleagues.

Start protecting your income now

dg mutual – experts in income protection

Alternatively, please call 0121 452 1066

Our members are
self-employed, employed
or contractors

No. 4, Park Farm Barns, Chester Road, Stonebridge, Warwickshire, CV7 7TL